THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by TransPecos Banks, SSB for the sole purpose of conveying information about the Bank's products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank's agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank's agreements and disclosures, the agreements and disclosures will control.

From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by TransPecos Banks, SSB or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the State of Texas.

 

 

In consideration of TransPecos Banks, SSB (“TransPecos Banks,” "TransPecos," or “the Bank”), issuing Login Codes, User IDs, Passwords, PINs, and/or other access codes for the purpose of accessing accounts with TransPecos Banks, Customer agrees to the terms and conditions of this Agreement and the Electronic Funds Transfer Agreement and Disclosures (the “Disclosure”) herein incorporated, and any other terms and conditions as from time to time may be provided.

If approved for this service, Bank will provide Login Codes to be used in connection with checking accounts, savings accounts, and loans with the Bank. Such Login Codes may be used to access checking and savings accounts and loans, as explained below under Transfer types and limitations in the Disclosure, to: (a) transfer funds between eligible accounts; (b) obtain balances of eligible accounts; and c) obtain transaction histories on eligible accounts (collectively, the “Online Banking Services”). Except as may be indicated elsewhere, TransPecos does not charge for the Online Banking Services listed above. If Online Banking Services are not utilized for a period of six (6) months, Bank may deactivate services without notice.

 

If approved for this service, Bank will arrange to provide Login Codes that will enable the customer to initiate and authorize payments or place a stop order on an initiated and authorized payment to third parties from a primary checking account designated for this purpose (“Bill Payment Services”). Customer’s liability, Bank’s liability, and other applicable terms and conditions are set forth in the Disclosure. Except as may be indicated elsewhere, Bank does not charge for the Bill Payment Services listed above. If Bill Payment Services are not utilized for a period of three (3) months, Bank may deactivate services without notice.

For posting purposes, the bank will process all transactions completed by 3:00 PM Central Standard Time on
that business date. Transactions completed after 3:00 PM, or on a non-business date, including transfers, will be processed on the following business date.

If approved for this service, TransPecos Banks will provide Login Codes to be used in connection
with checking and savings accounts with the Bank. Such Login Codes may be used to access checking and savings accounts as explained below under Transfer types and limitations in the Disclosure, to: (a) transfer funds between checking and savings accounts at this Bank and accounts customer owns at other financial institutions. Customer’s liability, TransPecos Banks' liability, and other applicable terms and conditions are set forth in the Disclosure.

Bank assigns Login Codes, and Identification Numbers, and Passwords. Customer agrees that electronic copies of communications are valid and agrees not to contest their validity without proof of tampering.
Customer agrees that using Login Codes to access accounts will authenticate and validate the directions given just as customer’s actual signature will authenticate and validate directions given to TransPecos.

 

It is acknowledged that Login Codes and Identification Codes are confidential and that they are a security method by which TransPecos is helping to maintain the security of customer accounts. Additionally, TransPecos utilizes Mutli-Factor Authentication, which strengthens the safeguards in place at login by requiring additional steps to verify your identity. Therefore, CUSTOMER AGREES TO PROTECT LOGIN CODES, IDENTIFICATION NUMBERS, AND/OR PASSWORDS AND NOT DIVULGE THEM TO OTHERS. CUSTOMER AGREES TO NOT USE THE “REMEMBER ME” FEATURE FOUND ON INTERNET BROWSERS TO REMEMBER LOGIN CODES, IDENTIFICATION NUMBERS, AND/OR PASSWORDS. CUSTOMER AGREES THAT IF LOGIN CODES, IDENTIFICATION NUMBERS, AND/OR PASSWORDS ARE MADE AVAILABLE BY CUSTOMER TO ANOTHER PARTY, CUSTOMER IS AUTHORIZING THE OTHER PARTY TO ACT ON BEHALF OF THE CUSTOMER FOR WHICH THE CUSTOMER IS RESPONSIBLE.

 

Customer assumes all risks associated with the use of TransPecos Online Banking Services, including any risk of
damage to customer’s personal or business computer, mobile phone, software or data due to any virus, software, or any other file or code which might be transmitted or activated via TransPecos Online Banking Services, or customer’s access to said services.

 

Customer agrees that from time to time, Bank may amend or change the terms of this Agreement and the incorporated Disclosure by providing notice in the manner prescribed and required by law.

 

Customer consents to receiving electronically--in lieu of written paper documents--applicable consumer disclosures, account records, and statements including the following "Electronic Fund Transfers" disclosure. This consent will apply to all categories of electronic services that may be provided or made available electronically by TransPecos. This consent may be withdrawn at any time and a paper copy obtained of any electronically provided record, statement, or consumer disclosure. A fee may be charged for paper copies of records or statements. Copies of consumer disclosures provided without charge. To withdraw consent or obtain a paper copy, call (210) 880-0018.

There are not any software/hardware requirements to access and retain records, statements, or disclosures from our Online Banking Services; they are in HTML format, and through an Internet browser may be printed or retained in an HTML or text file on customer’s personal computer. If unable to access, retain, and print any record, statement or consumer disclosure that is provided electronically, call (210) 880-0018.