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Personal Checking Accounts

TransPecos Banks proudly serves the heart of West Texas with checking and savings accounts designed to simplify and enrich your financial life. Our checking accounts are built for convenience and flexibility. We understand the importance of accessibility and ease in managing your funds; online and mobile banking lets you handle finances on your terms.

Simple, Flexible Banking

  • Minimum deposit to open is $25
  • Competitive, tiered interest rates
  • Unlimited check writing
  • Online banking and bill pay
  • Automatic transfer feature
  • Debit card with great benefits
  • Access to a netweork of surcharge-free ATMs
  • Up to $250,000 FDIC coverage per depositor
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Debit Cards
with Benefits

Turn good deals into great ones by adding value to purchases large and small with convenience, protection and enhanced benefits. Using your TransPecos Banks MasterCard Debit Card is a faster, safer and more convenient way to pay, save money and protect your purchases.

Please note:  Your interest rate and annual percentage yield may change. Please refer to our Rate Sheet  for current Annual Percentage Yield Information.

Cell Phone Protection

Secure your mobile phone against damage or theft.

But that’s not all,
our travel benefits include:

Extended Warranty

Automatically extend the manufacturer’s warranty on your purchases.

Hotel/Motel Burglary

Compensation if personal property is stolen.

Identity Theft Reimbursement

Get financial protection if your identity is compromised.

Lost Luggage

Reimbursement for the value of lost luggage and its contents.

Price Protection

If you find a lower price on a new item you bought, you may be reimbursed for the difference.

Travel Accident Insurance with Baggage Delay

Purchase Assurance

Receive coverage for damaged or stolen items.

Trip Delay

Coverage for accidents and inconveniences.

Satisfaction Guarantee

Dissatisfied with a purchase? You may be eligible for a refund.

Trip Cancellation/Interruption

Protects against financial loss if your trip is canceled or cut short under covered circumstances.

Debit Cards with Benefits

Turn good deals into great ones by adding value to purchases large and small with convenience, protection and enhanced benefits. Using your TransPecos Banks MasterCard Debit Card is a faster, safer and more convenient way to pay, save money and protect your purchases.

Please note:  Your interest rate and annual percentage yield may change. Please refer to our Rate Sheet  for current Annual Percentage Yield Information.

Cell Phone Protection

Secure your mobile phone against damage or theft.

Extended Warranty

Automatically extend the manufacturer’s warranty on your purchases.

Identity Theft Reimbursement

Get financial protection if your identity is compromised.

Price Protection

If you find a lower price on a new item you bought, you may be reimbursed for the difference.

Purchase Assurance

Receive coverage for damaged or stolen items.

Satisfaction Guarantee

Dissatisfied with a purchase? You may be eligible for a refund.

But that’s not all,
our travel benefits include:

Hotel/Motel Burglary

Compensation if personal property is stolen.

Lost Luggage

Reimbursement for the value of lost luggage and its contents.

Travel Accident Insurance with Baggage Delay

Trip Delay

Coverage for accidents and inconveniences.

Trip Cancellation/Interruption

Protects against financial loss if your trip is canceled or cut short under covered circumstances.

Debit Cards
with Benefits

Turn good deals into great ones by adding value to purchases large and small with convenience, protection and enhanced benefits. Using your TransPecos Banks MasterCard Debit Card is a faster, safer and more convenient way to pay, save money and protect your purchases.

Please note:  Your interest rate and annual percentage yield may change. Please refer to our Rate Sheet  for current Annual Percentage Yield Information.

Secure your mobile phone against damage or theft.

Automatically extend the manufacturer’s warranty on your purchases.

Get financial protection if your identity is compromised.

If you find a lower price on a new item you bought, you may be reimbursed for the difference.

Receive coverage for damaged or stolen items.

Dissatisfied with a purchase? You may be eligible for a refund.

But that’s not all,
our travel benefits include:

Compensation if personal property is stolen.

Reimbursement for the value of lost luggage and its contents.

Coverage for accidents and inconveniences.

Protects against financial loss if your trip is canceled or cut short under covered circumstances.

What can we help you with today?

Smart banking for today and tomorrow.

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